Comparison · 2026

The no-braineragainst every competitor.

Others sell a document, a folder, or an hour of an attorney's time. Henedo combines a will builder, a true zero-knowledge encrypted vault with post-quantum signatures, a daily journal, engraved metal NFC keys, and a 100-year archive, readable only by you and the trusted contacts you designate, for less per month than a Dropbox plan.

Will · worldwideZero-knowledgeNFC metal keysEternal VaultCrypto-ready
$7.99/mo
vs $199 one-time
8 features
Others offer 1–3
0 plaintext
Bytes on our servers
~10 yrs
Active hardware refresh cycle

Top picks at a glance

Best digital will and vault platforms in 2026for the way you actually live.

Six categories of buyer. The best platform is different for each one. Here is the one-line answer for every common case, with the underlying reasoning.

Best overall, 2026

Henedo

The only platform combining a will builder, end-to-end encrypted vault, dead man's switch, crypto inheritance, voice/video journal, 1,000-prompt Life Story, and 100–500-year Eternal Vault. From $7.99/month.

Best for a one-and-done will

Trust & Will

$199 for the documents, $299 for couples. Add a $19–$49/year Membership for the digital vault and ongoing updates. Strong choice if you only ever need the will.

Best when bundled with other legal needs

LegalZoom

$149–$649 for estate-plan bundles, with revisions capped at 30 days (Pro) or 1 year (Premium). Makes sense if you also need LLC formation, trademarks, or other legal documents.

Best paper-free document organiser

Everplans

$99.99/year. Strong deputy-sharing, AES-256 encryption at rest, item-level access control. No will builder, no zero-knowledge, no journal, no crypto, no post-quantum signing.

Best for password security only

Proton Pass

$3–$8/month. End-to-end encrypted password vault using Argon2 and AES-256-GCM. Not a digital legacy product. No will, no document vault, no dead man's switch.

Best for complex estates

Traditional attorney

$300–$2,000+ for a tailored estate plan. Right call when you have a trust, business interests, or unusual jurisdictional needs. Henedo handles the document and digital-legacy layer alongside.

How we evaluated

Verified facts,not marketing copy.

Sources

Pricing and feature claims for every competitor are taken directly from each company's official website (trustandwill.com, legalzoom.com, everplans.com, proton.me) as of April 2026. Encryption details come from each provider's own technical documentation.

Re-verification cadence

We re-verify the matrix quarterly. Pricing in this category changes regularly. If you spot a stale claim, email support@henedo.com and we update within 48 hours.

How we handle our own product

Every Henedo claim in the matrix maps to running production code, not roadmap. Roadmap items are explicitly labelled where they appear elsewhere on the site. The Eternal Vault is sold at 100–500 years and is delivered through active preservation: geo-redundant primary storage refreshed every ~10 years onto current technology, ISO 14721 (OAIS) / PREMIS aligned. The 1,000-year figure refers to the optional M-DISC redundancy layer (ISO/IEC 10995:2011/ECMA-379) on top of that, never the only copy.

Conflict-of-interest disclosure

Henedo publishes this comparison and benefits when you choose us. We do not pretend the page is neutral. We do commit to factual accuracy on every cell. Call us out and we will fix it.

Category by category

Wins every category.From every angle.

Estate planning is fragmented across four industries. Henedo is the first product to cover all of it in one zero-knowledge platform.

Best will builder

Every jurisdiction worldwide. Unlimited free updates. Trust & Will and LegalZoom charge again every time life changes.

Best digital legacy

Crypto keys, passwords, accounts. Competitors ignore the 40M Americans with digital assets. Henedo was built for them.

Only generational archive

The Eternal Vault actively preserves documents and letters for 100 to 500 years (geo-redundant primary storage refreshed every ~10 years, ISO 14721 / OAIS aligned), with an optional 1,000-year M-Disc redundancy layer (ISO/IEC 10995:2011) on top. Inheritors chain their own vaults. Nobody else does this.

Full feature matrix

Every feature,side by side.

Last verified April 2026. Competitor pricing and features sourced directly from each company's website. We re-verify quarterly. If something has changed, email support@henedo.com and we will update within 48 hours.

Online will and digital legacy platform comparison
Feature
Henedo
From $7.99/mo
Trust & Will
$199+ one-time
LegalZoom
$149–$649 one-time
Everplans
$99/year
Proton Pass
$3–$8/mo
Traditional attorney
$300–$2,000+
Core planning
Jurisdiction-specific will builder
Legally valid templates worldwide
YesYesYesNoNoYes
Unlimited will updates
Free to update after marriage, new baby, move, divorce
YesMembership30d–1yrNoNoHourly
Encrypted document vault
Insurance, deeds, accounts, taxes, titles
YesMember tierBundledYesNoPaper
Digital assets & crypto recovery
Wallet recovery phrases, exchange accounts, NFTs
YesNoNoNotesKeys onlyNo
Final messages (letters + video)
Delivered after death to named recipients
YesNoNoNoNoNo
Life Story memoir prompts
1,000 curated prompts; voice, video, or text answers
YesNoNoNoNoNo
Release & access
Dead Man's Switch
Platform-enforced release after inactivity
YesNoNoEmail-requestNoNo
Physical NFC metal keys
Engraved split-key cards mailed to contacts
YesNoNoNoNoNo
Trusted contacts with per-person keys
Named recipients with cryptographic per-person keys
YesExecutorExecutorDeputiesNoExecutor
Platform-gated release (not time-locked)
Keys delivered immediately; server controls access
YesNoNoNoNoNo
Guaranteed delivery to designated people
Pre-delivered keys + DMS + 60-day window + actively-preserved storage with M-Disc redundancy
YesNoNoNoNoManual
Legacy & preservation
Daily journal / life chronicle
Text + photos + auto-logged vault activity by date
YesNoNoNoNoNo
Voice notes & video messages
Encrypted client-side, scheduled delivery to designated people
YesNoNoNoNoNo
Eternal Vault (100–500 year preservation)
Sealed, signed, inheritable generational archive
YesNoNoNoNoNo
Generational inheritance chains
Descendants link vaults across generations
YesNoNoNoNoNo
Active preservation (geo-redundant + ~10-year hardware refresh)
Like the Library of Congress and national archives. ISO 14721 (OAIS) / PREMIS aligned
YesNoNoNoNoNo
M-DISC archival redundancy (up to 1,000 years)
Extra redundancy layer on top of geo-redundant primary storage. ISO/IEC 10995:2011/ECMA-379, US DoD projection
YesNoNoNoNoNo
Legal advisory
Trust documents (Revocable Living Trust)
Avoid probate, manage assets during incapacity
RoadmapTrust PlanTrust PlanNoNoYes
Healthcare directive, POA, HIPAA
Bundled legal documents beyond the will
RoadmapYesYesStores onlyNoYes
Remote Online Notarization (RON)
Notarize via secure video; legal in 48 US states
NoVariesAdd-onNoNoIn person
Live attorney consultation
Ongoing legal advice from licensed attorneys
Per-doc review+$299SubscriptionNoNoYes
Estate-planning education library
In-app guides, checklists, decision trees
FAQsYesYesYesNoIn person
Security & transparency
Zero-knowledge end-to-end encryption
The platform cannot read your files, even with full server access
YesNoNoNoYesNo
Argon2id password hashing (64 MB)
GPU-resistant key derivation
YesNoNoNoYesNo
Device-bound secret (not just password)
Second factor resists password-only breach
YesNoNoNoNoNo
Post-quantum signatures (ML-DSA-65)
NIST FIPS 204 hybrid with Ed25519
YesNoNoNoNoNo
Binary transparency (signed build manifest)
Offline Ed25519 key + SRI per asset
YesNoNoNoNoNo
Honeypot canary blobs (breach detection)
Auto-triggered lockdown on enumeration
YesNoNoNoNoNo
Economics
Entry price
$7.99/mo$199 once$99–$549$99/yr$3–$8/mo$300–$2k+
Multi-year discount
YesNoNoNoAnnualNo
One-time Eternal Vault option
Pay once, preserved up to 1,000 years
$499+NoNoNoNoNo

Sources: public pricing pages at trustandwill.com, legalzoom.com, everplans.com, 1password.com, proton.me/pass (accessed 2026). Full security details on the Henedo security page.

Head-to-head

Why Henedo wins,every single time.

Short answers to the questions people search most.

Henedo vs Trust & Will

$199 for a static PDF. Repurchase every life change. No vault, no DMS, no digital assets. Henedo is $7.99/mo with unlimited updates.

Wins on every dimension.

Henedo vs LegalZoom

$99–$549 for documents. No vault, no DMS, no digital legacy. Henedo covers the will plus 7 more capabilities, for less.

Cheaper over any multi-year horizon.

Henedo vs Everplans

$99/year for a vault only. No will, no encryption, no physical keys. Henedo Guardian adds all of that for $95/year.

4% less, 6× more.

Henedo vs 1Password / Proton Pass

Password managers solve passwords. No will, no deeds, no physical key delivery. Henedo stores passwords plus the legal infrastructure.

Different category. Replaces all three.

Henedo vs a traditional attorney

$300–$2,000+ with staff who can read your docs. Hourly billing for updates. Henedo is zero-knowledge and free to update. Attorney review available as a $79 add-on.

Keep the attorney for complex estates.

Exclusive to Henedo

What nobody else has,at any price.

Features you cannot get anywhere else, at any price.

Engraved NFC keys

Laser-engraved metal card carries 24 chars of a split key. 20 more arrive by email. Neither alone unlocks anything.

Legacy & Eternal Vault tiers

Dead Man's Switch

180 days inactive → 5 weeks of warnings → automatic release. Any login resets. Platform-enforced, not time-locked.

5 recovery paths prevent false triggers

Daily journal

A private chronicle tied to dates and vault activity. Exported with your Eternal Vault. Inheritors get the person, not just the documents.

Unique to Henedo

Eternal Vault

100–500 year active preservation. Geo-redundant primary storage refreshed every ~10 years (ISO 14721 / OAIS). SHA3-512 hash. Dual-signed (Ed25519 + ML-DSA-65). Inheritable chain across generations.

M-DISC redundancy layer on top, up to 1,000 years

Binary transparency

Every build signed offline. Published manifest + SRI attributes. Rogue employees cannot silently serve poisoned code.

Independently auditable

Canary blobs

Honeypot files planted in every vault. Invisible to clients. Any external access triggers instant lockdown, DMS freeze, JWT revocation, user alert.

Breach detection

Economics

The monthly equivalentamortised over 12 months.

One-time purchases look cheap until life changes and you repurchase. Real cost, amortised over 12 months.

Total cost of ownership, 12 months, single user
PlatformHeadline priceMonthly equivalentWhat you get
Henedo Guardian$7.99/mo$7.99Will + 100 GB vault + journal + DMS + digital assets
Henedo Legacy$11.99/mo$11.99Guardian + 3 NFC metal keys + attorney review
Trust & Will$199 once$16.58Will document only. No vault, no updates.
LegalZoom Premium$279 once$23.25Will + attorney consult. No vault.
Everplans$99/yr$8.25Vault only. No will, no encryption.
1Password Families$4.99/mo$4.99Passwords only. No will, no documents.
Attorney (estate)$500 once$41.67Will document. Updates billed hourly.

Who it's for

Pick the tierthat fits your story.

Free starter to pay-once generational archive.

Free forever

Witness

Free
No credit card required
1 GB
  • 1 GB encrypted storage
  • Watermarked will template
  • Life Story preview
  • 1 trusted contact
  • Email notifications only
  • 30-day inactivity → deleted
Most Popular

Guardian

$7.99
Monthly
$0.33 / day
100 GB
  • 100 GB encrypted storage
  • Full will builder, every jurisdiction worldwide
  • Digital assets vault
  • Life Story (1,000 prompts, voice + video)
  • Up to 5 trusted contacts
  • Dead man's switch (6-month)
  • Multi-year discounts up to 45%
Physical NFC Key

Legacy

From $11.99
Monthly
3-month minimum
100 GB – 1 TB
  • Everything in Guardian
  • 3 engraved metal NFC cards
  • Choose 100 GB, 500 GB, or 1 TB
  • Life Story (1,000 prompts, voice + video)
  • Up to 10 trusted contacts
  • Certified mail on trigger
  • 1 free attorney review / year
One-time purchase

Eternal Vault

From $499
One-time, works with any plan
~$0.02 / day for 100 years
100 GB – 1 TB
  • 100 GB – 1 TB encrypted storage
  • 3 engraved metal NFC cards
  • Up to 10 vault inheritors
  • Buy multiple, one per purpose
  • Endowment model with no renewals
  • Up to 1,000 year archival (M-Disc, ISO/IEC 10995:2011)

Security edge

The crypto edgethat nobody else ships.

What makes Henedo categorically different. Full details on the security page.

AES-256 + Argon2id

64 MB memory-hard KDF. Competitors use PBKDF2 or bcrypt.

Device-bound ASK

128-bit secret hardened by WebAuthn PRF. Password-only breach fails.

Unified gating

Keys delivered upfront. Server flips an is_active flag on DMS. No time-lock.

Post-quantum

Ed25519 + ML-DSA-65 (NIST FIPS 204). Inheritors need only one.

Binary transparency

Offline-signed build manifest. Auditors verify every deploy.

Canary lockdown

Honeypot files trip DMS freeze, JWT revocation, instant alert.

Honest differentiation

Where others reach the floor,and why depth still wins.

Zero-knowledge is table stakes for a serious privacy-first vault. Proton Pass, Bitwarden, 1Password, and Lastkey all ship it. The right comparison is not "do they have ZK", it is "what do they do inside the trust boundary." Here is what that looks like.

Proton Pass and Bitwarden

What they have: Both have zero-knowledge. Both are reputable.

Where Henedo goes deeper: Neither ships ASK + WebAuthn PRF + Web Worker isolation + canary blobs + binary transparency for the web bundle. Depth, not presence.

1Password

What they have: Has had a Secret Key longer than us. The concept is sound and we admire it.

Where Henedo goes deeper: Their Secret Key sits in localStorage, extractable by sufficiently capable XSS. Our ASK is in IndexedDB and PRF-encrypted under a WebAuthn biometric. Same idea, hardened storage.

Trust & Will and LegalZoom

What they have: Have lawyer networks we do not. Brands users trust.

Where Henedo goes deeper: We are not a law firm. We integrate with attorneys via opt-in $79 per-document review and partner referrals. Different scope; we do not pretend to replace counsel.

Everplans

What they have: Has been in market since 2012. Mature ops.

Where Henedo goes deeper: Their security page publicly states administrators can decrypt under legal compulsion. Henedo cannot, by architecture, not by policy. Different security category.

Inheritable.app

What they have: Recently launched, well-priced, UK-focused.

Where Henedo goes deeper: "Encrypted with row-level security" describes server-side encryption with admin access, not client-side zero-knowledge. We applaud the launch; the architecture is genuinely different.

Lastkey, WonderVault, LifeVaultAI, Lineage Vault

What they have: New entrants in the legacy-vault space.

Where Henedo goes deeper: No public architecture spec on any of them, no binary transparency, no shipped post-quantum signatures. Architecture-first vs. brand-first.

All-in-one risk, addressed

A common critique of bundled platforms is "more features, more failure points." On a poorly-architected product that is true. On Henedo it is the opposite: the will builder, vault encryption, dead-man's switch, canary detector, transparency verifier, contact-PII layer, and Eternal Vault signer are seven independent subsystems sharing only NIST-standard primitives. A bug in one cannot leak data from another. Read the architecture page for the failure-mode matrix.

Most secure. Also most human.

Bank-grade security,and a human-touch layer most legacy products skip.

The honest critique of security-first vaults is that they feel like infrastructure, not memory. Henedo answers that head-on: the same zero-knowledge envelope that protects your insurance policy also protects the voice notes, video messages, and dated journal entries you record for the people you choose. Most legacy products make you pick between security and storytelling. We refuse the trade.

Zero-knowledge applied to memory too

Voice notes and videos in your journal are encrypted client-side under the same Master Key as your documents. The server cannot transcribe a recording, generate captions, thumbnail a video, or feed any of it to an analytics layer. There is no admin override.

The human-touch use cases nobody else encrypts

A 60-second voice note for your daughter's 18th birthday. A recipe walkthrough video for your grandkids. A weekly 30-second voice diary that becomes 100 entries in two years. A bedtime story recording. Other "memory" apps support these but not under zero-knowledge encryption. Other security-first vaults skip the use case entirely.

Guaranteed delivery, not wishful delivery

Telling your spouse to "remember to give the kids my videos" is wishful delivery. Henedo's mechanism is engineered: pre-delivered keys (engraved metal NFC cards), a server-side dead man's switch, a 60-day access window, geo-redundant primary storage actively preserved on a ~10-year hardware-refresh cycle, and an optional M-Disc redundancy layer so heirs can decrypt without Henedo existing. Wills tell. Henedo delivers.

Questions

Common questions.Everything you want to know.

Trust & Will charges $199+ as a one-time purchase for a static will document and offers no document vault, no digital asset handling, and no ongoing updates. Henedo is a subscription platform starting at $7.99/month that includes unlimited will updates, a 100 GB encrypted vault, a daily journal, a dead man's switch, optional physical NFC metal keys, and an inheritable Eternal Vault preserved for up to 1,000 years.

LegalZoom sells will documents for $99–$549 one-time and charges again for updates. Henedo Guardian is $7.99/month ($95/year) and includes unlimited updates, jurisdiction-specific templates worldwide, a full document vault, and digital legacy tools, making Henedo cheaper than LegalZoom in every life-change scenario (marriage, new child, home purchase, divorce).

No. Everplans is $99/year and includes a vault but no will builder, no digital asset encryption, no physical keys, no dead man's switch automation, no journal, and no generational archive. Henedo Guardian at $7.99/month ($95/year) covers the same vault features plus everything Everplans lacks.

Password managers solve password access, not estate planning. They do not include a will builder, document vault for deeds/policies, inheritance workflow, dead man's switch, or physical key delivery. Henedo covers all of those alongside encrypted passwords and crypto recovery phrases.

Two layers, combined. (A) Architectural depth: true zero-knowledge with a 128-bit device-bound Account Secret Key, WebAuthn PRF biometric hardening, master key isolated in a Web Worker, canary-blob breach detection with automatic Security Lockdown, binary transparency for every web build, and ML-DSA-65 post-quantum signatures on every Eternal Vault, shipped in production, not on a roadmap. Your data is readable only by you and the trusted contacts you designate; not even Henedo administrators can decrypt it. (B) Product features no incumbent combines: engraved metal NFC cards with split-key cryptography mailed to inheritors; a dead man's switch with platform-gated release and a 5-week warning cascade; a daily life journal tied to vault activity; and an Eternal Vault preserved 100–500 years with generational inheritance chains. No online will platform, password manager, or digital legacy service ships both layers.

Henedo uses zero-knowledge end-to-end AES-256-GCM encryption with Argon2id key derivation and a device-bound Account Secret Key. A traditional attorney stores your documents in a physical or cloud filing system they or staff can read. Henedo's server cannot read your data even under subpoena because the keys never leave your device.

Your Eternal Vault uses open encryption standards documented inside the vault itself, sits on actively-preserved geo-redundant storage (refreshed every ~10 years, the same discipline used by the Library of Congress and national archives), and the optional M-DISC optical backup (tested per ISO/IEC 10995:2011/ECMA-379, rated for up to 1,000 years per U.S. DoD projection) is an extra redundancy layer your inheritors can decrypt offline without Henedo. No competitor offers company-outlasting preservation.

No. M-DISC is an extra redundancy layer, not the primary medium. Henedo's primary storage is geo-redundant cloud object storage, with continuous SHA-3 fixity checks. On top of that, Henedo runs an active-preservation cycle: roughly every 10 years the underlying drives, formats, and infrastructure are migrated to current technology, the way archival institutions do it (ISO 14721 / OAIS, PREMIS). Treating long-term storage as a static cloud bucket is what kills consumer "lifetime" services. Active preservation is what keeps an archive alive for 100+ years.

The no-brainer

Cheaper. Safer.Built to outlast you.

Start free. Build your will in 2 minutes. Upgrade when you're ready.